Terms & Conditions

  • Last Updated: August 22, 2016

“FCI” – Free Change Inc.

S.T. – Street Team


age restrictions2

In order to use FCI website or varies programs you must be 10 years of age or older. If you are 13 or older but under 18 years of age, you must have your parent or legal guardian’s permission to use and to accept the Terms. You must not access FCI website and/or programs if you are a person who is either barred or otherwise legally prohibited from receiving or using the Service or any Content under the laws of the country in which you are resident or from which you access or use FCI website and/or programs you must comply with any additional age restrictions that might apply for the use of specific Content on FCI website and/or programs.


partner bank2

Welcome to Free Change Incorporated. Web site located at www.FreeChange.me (the “Web site“). The Web site is owned and operated by the people of Free Change (the “Organization,” “we,” or “us“). The following are the Terms and Conditions of Use for the Web site (the “Terms and Conditions“). BY USING THE WEB SITE, YOU ACKNOWLEDGE THAT YOU HAVE READ AND ARE LEGALLY BOUND BY THESE TERMS AND CONDITIONS. IF YOU DO NOT AGREE TO THESE TERMS AND CONDITIONS, PLEASE DO NOT USE THE WEB SITE AND EXIT IMMEDIATELY. WE RESERVE THE RIGHT TO MODIFY OR AMEND THESE TERMS AND CONDITIONS FROM TIME TO TIME WITHOUT PRIOR NOTICE. YOUR CONTINUED USE OF THE WEB SITE AND ANY AFFILIATE WEB SITES FOLLOWING THE POSTING OF CHANGES TO THESE TERMS AND CONDITIONS WILL MEAN YOU ACCEPT THOSE

CHANGES.


payment data

is the information that you provide when you make online purchases. This may include your payment instrument number (e.g., debit/credit card, PayPal), your name and billing address, and the security code associated with your payment instrument (e.g., the CSV or CVV). This section provides additional information regarding the collection and use of your payment information.


payment instu
A credit card, debit card, ACH-enabled checking or savings account, merchant gift card or other prepaid payment method, Carrier Billing Account, and/or other financial account that is registered in a Customer’s Account. Not all Payment Instruments are eligible for use with all Services of Free Change Inc.


processing service
The Online Card Processing Service and the Carrier Billing Service.


online card processing service

The service by which FCI holds a Buyer’s registered Payment Instrument information and, at the time of a Buyer’s purchase from a Seller using the Free Change Inc system of choice or any outside entity chosen by FCI. Free Change Inc.


payment transaction
The processing of a payment that results in the debiting, charging, or other related transaction, of the Purchase Amount to a Buyer’s Payment Instrument.


Product
Any merchandise, good or service that a Buyer may purchase using a Service.


ep

Starting point for all new Street Team Applicants


A D

Payment made to Free Change Inc. to start the application process


C B C

Compensation paid out to Street Team Members based on number of people who join.


DD

Payments made to Free Change Inc. by the Street Team Members to stay active within the Free Change Inc. system. This is a payment due to Free Change Inc from any Street Team Member who has received compensation. This is not a payment that you are required to pay by any law, contract or because of your affiliation with Free Change Inc. Every Street Team applicant and/or donor has the right to not make any type of payments to Free Change Inc. and in doing so, No Legal Actions or No additional Fees of any sort will be administered.


R

You should get a receipt at the time you make a transaction using your Card. You agree to retain, verify, and reconcile your transactions and receipts.


CWL

Users of the Web site shall abide by all applicable international, federal, state and local laws, including, but not limited to, those pertaining to libel, slander, defamation, trade libel, product disparagement, harassment, invasion of privacy, and copyright and trademark infringement.


IP

Copyright and Ownership:  All of the content featured or displayed on the Web site, including without limitation text, graphics, photographs, images, moving images, sound and illustrations (collectively, “Content“), is owned by the Organization, its licencors, vendors, agents, and/or content providers, as applicable. All elements of the Web site, including without limitation the general design and the Content, are protected by trade dress, copyright, moral rights, trademark and other laws relating to intellectual property rights. The Organization reserves the right to track the usage of Content. Except as may be otherwise indicated in specific documents within the Web site, you are authorized to view, play, print, and download documents, audio and video found on the Web site for personal, informational and noncommercial purposes only. You may not modify any of the materials, and, except as set forth below, you may not copy, distribute, transmit, display, perform, reproduce, publish, license, create derivative works from, transfer or sell any information or work contained on the Web site. You will not remove any copyright, trademark or other proprietary notices from content found on the Web site. Text materials on the Web site may be used, downloaded, reproduced, publicly displayed or reprinted for personal or noncommercial purposes provided that the following attribution appears in all copies: “Reproduced with permission of the Free Change Organization.” Permission to reproduce text materials for commercial application (e.g., book publishing) must be obtained from the Organization in writing. Unless we have expressly made a file available for download, prior permission to use, download, reproduce, publicly display or republish any of the non-text materials on the Web site (e.g., software, graphic images, video and audio files) must be obtained from the Foundation or any other designated copyright owner, as applicable.

In using Content in accordance with these Terms of Use, you may not

(1) state or imply that the Organization is endorsing you, your viewpoints or any of the products or services that you or your organization may provide, or

(2) represent that you or your organization has a relationship with the Organization or any of the events, products or services that the Organization provides unless that relationship is the subject of a written agreement that has been signed by the Organization. You will not access any Content from the Web site through any technology or means other than the pages of the Website itself, the Embeddable Player (as defined below), the Widgets (as defined below) or such other explicitly authorized means as the Organization may designate. Trademarks. All trademarks, service marks and trade names of the Organization used in the Web site (including, but not limited to, the Free Change Inc name and the Free Change Inc logo) (collectively, the “Marks“) are trademarks or registered trademarks of the Organization or its licensors, vendors, agents and/or content providers. You may not use, copy, reproduce, republish, upload, post, transmit, distribute or modify the Marks in any way, including in advertising or publicity pertaining to distribution of materials on the Web site, without the Organization’s prior written consent. The use of the Marks on any other Website or network computer environment is not allowed.


EPW

To the extent that the Organization makes available to you through the Web site (or otherwise) an embeddable player for viewing video and playing audio Content from the Web site (the “Embeddable Player“) and/or “widgets” to obtain access to Content from the Web site (“Widgets”), you agree as a condition to accessing and using such items that:

  • You will not alter or modify any part of the Embeddable Player, the Widgets or any of their related technologies.
  • You will include a prominent link back to the Web site on the pages containing the Embeddable Player and/or Widgets, and you may not modify, build upon or block any portion of the Embeddable Player and/or Widgets in any way.
  • You will not use the Embeddable Player and/or Widgets for any commercial use, without the prior written authorization of the Organization. Prohibited commercial uses include any of the following actions taken without the Organization’s prior written approval:

* sale of access to the Web site or its related services (such as the Embeddable Player and Widgets) on another Web site; and

* use of the Web site or its related services (such as the Embeddable Player and Widgets), for the primary purpose of gaining advertising or subscription revenue.


AI

You agree not to circumvent, disable or otherwise interfere with features of the Web site or features that prevent or restrict use or copying of any content or enforce limitations on use of the Web site or the Content therein. You agree that you will not use any bot, crawler, harvester, indexer, robot, spider, scraper or any other automated means to access, compile, read or gather content from the Web site automatically. Additionally, you agree that you will not: (a) take any action that, in our sole discretion, imposes, or may impose an unreasonable or disproportionately large load on our infrastructure; (b) interfere or attempt to interfere with the proper working of the Web site or any activities conducted on the Web site; or (c) bypass any measures we may use to prevent or restrict access to the Web site.


S

On the Web site we may offer blogs, online communities, and other services that provide an opportunity for you to post comments and other content to Web site (collectively, the “Services”). The use of the Services is subject to these Terms of Use and any additional provisions that may be specified as a condition to using the Services.


MAPS

Some of the Services may require that you create/receive a password and account designation before using the Services. You are responsible for maintaining the confidentiality of any such password, account, and information displayed in the account profile. You are fully responsible for all activities that occur under your password or account. If you allow third parties to access the Services through your username and password, you will defend and indemnify the Organization and its trustees, employees, agents, affiliates, successors and assigns from and against any liability, costs or damages arising out of claims or suits based upon or relating to such access and use. You agree to immediately notify the Organization of any unauthorized use of your password or account or any other breach of security related to the Services of which you are aware. Unlawful or Prohibited Use:  As a condition of your use of the Services, you will not use the Services for any purpose that is unlawful or prohibited by these Terms of Use or is otherwise prohibited under applicable law. You may not use the Services in any manner that could damage, disable, overburden, or impair the Services or interfere with any other party’s use and enjoyment of the Services. You may not attempt to gain unauthorized access to any Services. Use of the Service:. All users of the Services agree to act responsibly. The Organization does not control the content posted through the Services and, as such, does not guarantee the accuracy, integrity, quality or availability of such content. Although we do not censor the content being posted, we reserve the right to not post, or to remove after its posting, any content which in our sole discretion we deem to violate our guidelines. Such content may be removed immediately and without prior notice, and further postings by the individual may be blocked. For content that is covered by intellectual property rights, like photos, documents, etc., you grant the Organization a non-exclusive, transferable, sub-licensable, royalty-free, worldwide license to use any content that you post on or in connection with the Services. Use of the Services is subject to these rules:

1) As a private organization, the Organization is prohibited from supporting attempts to influence the outcome of any election for public office or engaging in lobbying activity. Accordingly, these types of content are prohibited:

* Content that expressly or impliedly endorses or opposes any

candidate for public office; and

* Content that encourages others to contact a government official to express support for, or opposition to, any legislation, including a specific legislative proposal that has not yet been introduced.

* In addition, hyperlinks to Website pages that contain these types of content, or which direct users to such materials, also are prohibited.

2) Be respectful of others — do not post:

* Content that is unlawful, harmful, threatening, abusive, harassing, tortuous, defamatory, vulgar, sexually explicit, obscene, pornographic, libelous, invasive of another’s privacy, hateful, or racially, ethnically or otherwise objectionable;

* Content that falsely states or otherwise misrepresents your identity, affiliation with the Foundation, or any person or other entity;

* Confidential business or personal information, or content that infringes any trademark, trade secret, copyright or other proprietary rights of any party;

* Content that makes available unsolicited or unauthorized advertising, promotional materials, sweepstakes, junk mail, spam, chain letters, pyramid schemes, or any similar form

of solicitation;

* Content that is fraudulent, false, inaccurate or misleading;

* Content that violates any law, ordinance or regulation; that promotes illegal activities; that is harmful to minors; or

* Links to files that contain viruses, Trojan horses, worms, time bombs, cancelbots, corrupted files, or any other similar software or programs that may damage the operation of another’s computer or property of another;


ID

Number issued to all New Program Members


MR

Positions giving and earn as a member of the Street Team


tps

Getting Started with the Processing Service
In order to use the Processing Service, you must complete all required information elements on the FCI First Data payment system and/or Bank of America mobile pay. You must register a valid Payment Instrument to make Payment Transactions.

You authorize FCI to confirm that your Payment Instrument is in good standing with the issuing financial institution and/or Carrier (as applicable), including, but not limited to, by submitting a request for a payment authorization and/or a low dollar credit and/or debit to the Payment Instrument, in accordance with the relevant card association or Carrier rules as applicable. FCI, in its sole and absolute discretion, may refuse to approve or may terminate existing registrations for the Processing Service with or without cause or notice, other than any notice required by any Applicable Law, and not waived herein.


online card processing service

The Online Card Processing Service facilitates a credit or debit card purchase by a Buyer from a Seller that is registered with FCI to receive certain merchant payment processing services. The Online Card Processing Service stores information from Buyers, such as their Payment Instruments and shipping information. When Buyer chooses to pay for Products with the Processing Service, Buyer authorizes the FCI to submit charges (and, in the case of refunds, credits) to Buyer’s registered Payment Instrument. FCI will assist as agent of the Seller in accessing the card networks and processing the Payment Transaction. Once Buyer’s registered Payment Instrument is authorized, Buyer’s payment obligation to Seller shall be deemed completed and discharged (except for Buyer’s obligations in the event of a chargeback or other reversal). Purchases made through the Online Card Processing Service are also subject to the terms and conditions governing Buyer’s Payment Instrument between Buyer and the issuer of the Payment Instrument. Buyer is responsible for any charges and related fees that may be imposed under the Payment Instrument terms and conditions as a result of Buyer’s use of a Payment Instrument.

You acknowledge and agree that your purchases of Products are transactions between you and the FCI, and no other affiliates.


mrtp

In the event that the Processing Service offers you the ability to pay for memberships, your membership will start when you click “Accept & buy” on a Free Change purchase. This is a recurring billing transaction. Unless otherwise stated, your subscription and the relevant billing authorization will continue indefinitely until cancelled by you.

By clicking “Accept & buy,” you authorize the applicable Seller to bill your chosen Payment Instrument during the subscription at the Purchase Amount. The Purchase Amount will continue to be charged to your Payment Instrument, until you cancel your membership, unless as otherwise stated in the terms and conditions. The billing rate is subject to change by the Seller during the membership period.

Your Payment Instrument will be billed each period based on the date of the membership payment.

You may cancel a Membership at any time, but the cancellation will not become effective until the end of the current billing period. You will not receive a refund for the current billing period. You will continue to be able to access the relevant membership for the remainder of the current billing period.

We reserve the right to issue refunds or credits at our sole discretion. If we issue a refund or credit, we are under no obligation to issue the same or similar refund in the future.


sf

FCI does not charge a fee to use the Processing Service as a Buyer. The financial institution that issues, or the Carrier that provides, your Payment Instrument may charge a fee in connection with the debiting or charging of the Payment Instrument resulting from the Payment Transaction. You should consult the terms and conditions governing your Payment Instrument for more information about any such fees.


sus

Inactive accounts are suspended after 30 days of inactivity. Member loses entry position.


refunds

Except as set forth in these Terms of Service, all Payment Transactions processed through the Processing Service are non-refundable to Buyer by FCI and are non-reversible by Buyer through the Processing Service. You may have additional refund or charge-back rights under your Payment Instrument issuer agreement or applicable state and federal laws. You should review your periodic statement received from the issuer of your Payment Instrument which will reflect all purchase transactions through the Processing Service.


dowlol

The content provided on the Web site is presented as a courtesy to be used only for informational purposes and is not represented to be error free. The Organization makes no representations or warranties of any kind with respect to the Web site or its content, such representations and warranties being expressly disclaimed. The Organization does not warrant that the Web site or the server(s) that make the Web site available are free of viruses or other harmful components. Moreover, the Organization does not represent or warrant that the content of the Web site is accurate, complete or current for any specific or particular purpose or application. The Web site is not intended to provide, nor should anyone consider that the Web site provides, medical, legal, accounting, tax or other advice. In addition, the Organization is not endorsing or recommending the use of the means or methods contained on or through the Web site for any special or particular purpose. In no event will the Organization or any of its officers, trustees, employees, agents or contractors (collectively, “Representatives“) be liable for any damages-whether direct, indirect, special, general, consequential, for alleged lost profits or otherwise-that might result from any use of or reliance on materials or links made available on or through the Web site.


dis

THE SERVICES, INCLUDING ALL CONTENT, SOFTWARE, FUNCTIONS, MATERIALS, AND INFORMATION MADE AVAILABLE ON, PROVIDED IN CONNECTION WITH OR ACCESSIBLE THROUGH THE SERVICES, ARE PROVIDED “AS IS.” TO THE FULLEST EXTENT PERMISSIBLE BY LAW, FCI, FREE CHANGE INC., AND THEIR SUBSIDIARIES AND OTHER AFFILIATES, AND THEIR AGENTS, CO-BRANDERS OR OTHER PARTNERS, INCLUDING BUT NOT LIMITED TO, DEVICE MANUFACTURERS (COLLECTIVELY, “FREE CHANGE INC PARTIES”), MAKE NO REPRESENTATION OR WARRANTY OF ANY KIND WHATSOEVER FOR THE SERVICES OR THE CONTENT, MATERIALS, INFORMATION AND FUNCTIONS MADE ACCESSIBLE BY THE SOFTWARE USED ON OR ACCESSED THROUGH THE SERVICES, OR FOR ANY BREACH OF SECURITY ASSOCIATED WITH THE TRANSMISSION OF SENSITIVE INFORMATION THROUGH THE SERVICES. EACH FREE CHANGE INC. PARTY DISCLAIMS WITHOUT LIMITATION, ANY WARRANTY OF ANY KIND WITH RESPECT TO THE SERVICES, NONINFRINGEMENT, MERCHANTABILITY, OR FITNESS FOR A PARTICULAR PURPOSE. THE FREE CHANGE INC. PARTIES DO NOT WARRANT THAT THE FUNCTIONS CONTAINED IN THE SERVICES WILL BE UNINTERRUPTED OR ERROR FREE. THE FREE CHANGE INC. PARTIES SHALL NOT BE RESPONSIBLE FOR ANY SERVICE INTERRUPTIONS, INCLUDING, BUT NOT LIMITED TO, SYSTEM FAILURES OR OTHER INTERRUPTIONS THAT MAY AFFECT THE RECEIPT, PROCESSING, ACCEPTANCE, COMPLETION OR SETTLEMENT OF PAYMENT TRANSACTIONS, OR THE SERVICES.

THE FREE CHANGE INC. PARTIES ARE NOT RESPONSIBLE FOR THE ACCURACY OF ANY PAYMENT INSTRUMENT, INCLUDING, WITHOUT LIMITATION, WHETHER SUCH INFORMATION IS CURRENT AND UP-TO-DATE. WITHOUT LIMITING THE GENERALITY OF THE PRECEDING SENTENCE, YOU EXPRESSLY ACKNOWLEDGE AND AGREE THAT SUCH INFORMATION IS REPORTED BY THE ISSUER AS OF A PARTICULAR TIME ESTABLISHED BY THE ISSUER AND MAY NOT ACCURATELY REFLECT YOUR CURRENT TRANSACTIONS, AVAILABLE BALANCE, OR OTHER ACCOUNT OR PROGRAM DETAILS AT THE TIME THEY ARE DISPLAYED TO YOU THROUGH THE SERVICES OR AT THE TIME YOU MAKE A PURCHASE OR REDEMPTION. YOU MAY INCUR FEES, SUCH AS OVERDRAFT FEES OR OTHER CHARGES AS A RESULT OF SUCH TRANSACTIONS, PER YOUR AGREEMENT WITH YOUR PAYMENT INSTRUMENT, OR YOUR ATTEMPT TO MAKE A PURCHASE OR REDEMPTION MAY NOT BE SUCCESSFUL.


lolfm

IN NO EVENT SHALL ANY FREE CHANGE INC. PARTY BE RESPONSIBLE OR LIABLE TO YOU OR ANY THIRD PARTY UNDER ANY CIRCUMSTANCES FOR ANY INDIRECT, CONSEQUENTIAL, SPECIAL, PUNITIVE OR EXEMPLARY, DAMAGES OR LOSSES, INCLUDING BUT NOT LIMITED TO DAMAGES FOR LOSS OF PROFITS, GOODWILL, USE, DATA, OR OTHER INTANGIBLE LOSSES WHICH MAY BE INCURRED IN CONNECTION WITH ANY FREE CHANGE INC. PARTY OR THE SERVICES, OR ANY GOODS, SERVICES, OR INFORMATION PURCHASED, RECEIVED, SOLD, OR PAID FOR BY WAY OF THE SERVICES, REGARDLESS OF THE TYPE OF CLAIM OR THE NATURE OF THE CAUSE OF ACTION, EVEN IF THE FREE CHANGE PARTY HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGE OR LOSS. IN NO EVENT SHALL THE FREE CHANGE INC. PARTIES’ TOTAL CUMULATIVE LIABILITY ARISING FROM OR RELATING TO THIS AGREEMENT EXCEED THE NET FEES FREE CHANGE INC. HAS ACTUALLY RECEIVED AND RETAINED FROM YOUR VALID TRANSACTIONS DURING THE THREE MONTH PERIOD IMMEDIATELY PRECEDING THE DATE OF THE CLAIM.

Each party acknowledges that the other party has entered into these Terms of Service relying on the limitations of liability stated herein and that those limitations are an essential basis of the bargain between the parties. In addition to and without limiting any of the foregoing, no Free Change Inc. Party shall have any liability for any failure or delay resulting from any condition beyond the reasonable control of such party, including but not limited to governmental action or acts of terrorism, earthquake, fire, flood or other acts of God, labor conditions, power failures and Internet disturbances.


GL

These Terms of Service shall be governed by the laws of Arizona, except for Arizona’s choice of law rules, and applicable federal United States laws. The parties specifically exclude from application to the Terms of Service the United Nations Convention on Contracts for the International Sale of Goods and the Uniform Computer Information Transactions Act.


MOTOS

We have the right, in our sole and absolute discretion, to change, modify, or amend any portion of these Terms of Service at any time by posting notification here or otherwise communicating the notification to you. The changes will become effective, and shall be deemed accepted by you, after the initial posting and shall apply on a going-forward basis with respect to transactions initiated after the posting date. In the event that you do not agree with any such modification, your sole and exclusive remedy is to terminate your use of the Services.


IND

You agree to indemnify, defend and hold harmless the Organization and the Representatives from and against any and all losses, damages, liabilities and costs of every nature incurred by any of them in connection with any claim, damage or loss related to or arising out of: your use of the Web site, any assistance or services provided by us or the Representatives to you, any alleged unauthorized use of the Web site by you, or any breach or breach by you of these Terms and Conditions. You agree to cooperate fully in the defense of any of the foregoing. We reserve the right, at our own expense, to control exclusively the defense of any matter otherwise subject to indemnification by you and you will not settle any matter without our prior written consent. Your obligation to indemnify, defend and hold harmless shall be limited to the extent that you are afforded sovereign immunity under applicable federal, state or local laws. In such cases where your obligation to indemnify may be limited due to the requirements of federal, state or local laws, you shall be responsible for the ordinary negligent acts and omissions of your agents and employees causing harm to persons not a party to these Terms and Conditions.


REL

In the event that you have a dispute with one or more other users of the Web site, you release the Organization and Representatives from any and all claims, demands and damages (actual and consequential) of every kind and nature, known and unknown, suspected and unsuspected, disclosed and undisclosed, arising out of or in any way connected with such disputes.


AWJ

The site is controlled and operated from the Organization’s offices in the State of Arizona. By accessing the site, you agree to be bound by the terms and conditions of this agreement which is governed by and construed in accordance with the laws of the State of Arizona, without giving effect to any conflict of laws principles. All activity occurring in connection with the site (including, but not limited to, accessing pages, downloading materials, etc.) is presumed to occur in the State of Arizona. In connection with any suit, action or proceeding arising from or relating to these Terms and Conditions, you consent to the jurisdiction of the federal and state courts within the State of Arizona.


ECBE

You agree that (a) these Terms and Conditions constitute an agreement “signed by you” under applicable law; (b) any notices or other communication regarding your use of the Web site may be provided to you electronically (by posting on the Web site, by e-mail, and other electronic formats) and will be considered received upon posting or other distribution. These Terms and Conditions (including the Privacy Policy) constitute the entire agreement between you and the Organization and supersede all other agreements, oral or written, concerning its subject matter. You consent to the use of the English language in these Terms and Conditions and all documents or notices relating to them and your use of the Web site.


SEVRE

If any of these Terms and Conditions is determined to be invalid, void or unenforceable for any reason, then the unenforceable provision will be deemed amended in a manner that will most nearly carry out the intent of the provision to the fullest extent permitted by applicable law or deleted if amendment is not possible, and the remaining Terms and Conditions will be enforceable to the fullest extent permitted by law.


NOWA

The Organization’s failure to enforce these Terms and Conditions in every instance in which they might apply is not a waiver of any of the Organization’s rights, and the Organization reserves its right to take all legal steps available to enforce these Terms and Conditions.


TT

This Agreement will become effective upon your acceptance of the Agreement by your use of the Application or the Services and will remain in effect in perpetuity unless terminated hereunder. The Company reserves the right to immediately suspend or terminate your access to any of the Services, without notice, for violation or non-compliance with this Agreement or any other part of this Agreement, or Privacy Policy, or for any other reason or no reason.

We reserve the right to terminate the Website and/or these Terms and Conditions at any time without notice for any reason, including, in the case of these Terms and Conditions, for your violation of any of its provisions. The Disclaimer of Warranties and Limitation of Liability, Indemnification, Release and Applicable Law and Jurisdiction provisions of these Terms and Conditions shall survive any such termination.

Thank you,
Help us Help you..

Free Change Inc.

P.O. Box 41536
Mesa, AZ 85210

FreeChangeInc@gmail.com
(480) 252-2561

Terms and conditions art


We Made It Our Business To Help People

 

FREE CHANGE INC.
All rights reserved 2014-2017.